5 Things You Can do Now to Never be Jobless nor Broke Again
Updated: Apr 15
Being jobless/broke can be one of the worst moments in your life and it can cause you to feel sad and desperate. While most times, being broke is a factor of being jobless. But there are also lot of employed people earning monthly stipends that still get broke right?
So it's right to say while being broke is a result of two factors vis-s-vis;
Not earning enough and
poor financial management,
being jobless is a result of lacking relevant skill/knowledge.
Yes! you heard that right. Cos even if you're well equipped with a relevant skill and no company employs you, you have the option of starting something on your own (either going all out and starting a business or starting as a freelancer). But what option do you have if you don't even have a relevant skill/knowledge you could use to solve people's problems and get paid for it?
I'll be helping you solve the problem of being jobless/broke caused by lack of relevant skill/knowledge and not earning enough to meet your needs. You can get a financial manager or better still learn personal financial management to get out of the other pitfall.
You must have noticed my frequent use of relevant skill/knowledge. Well that's intentional because people don't only get paid for what they can do, people also get paid for what they know.
You might be thinking "oh I've got a great job that promises job security and paying me enough to meet my needs. So I don't need to fear being jobless nor going broke."
No doubt. you're probably right with that thought.
You have no risk of losing your job and you're earning enough to cover your needs.
But fact is there will probably be periods of employment (which is what you're enjoying now) and periods of unemployment (which you might never know when it'll come) in every person's life. Or periods when our jobs are threatened either by technology or cause of nature. Or periods when our needs will outgrow our earnings.
But then, these adverse times may never come, and you don't have a need to consider any of the points raised here.
I know those are possible scenarios. That's why this post is not for everyone.
Either you're currently employed but still find yourself broke at times and want to earn extra income by the side or you're totally jobless and broke, here are 5 things you can start right away to to never be jobless nor broke.
Master a relevant skill
In this age of digital evolution, the best thing you could do for yourself is learn and master a relevant skill. Use your unemployment to enrich yourself. There are lot of free online courses for anything you want to learn, so not having money shouldn't be an excuse not to learn. If you don't want to go the free online course route, you have YouTube (this has being my best school so far). You might even learn something that will get you a job!
Looking for ways to increase your job/business skills while unemployed is a good way to move forward. Look for certifications or training you could take, especially those offered for free.
Build a digital portfolio
No doubt, everyone is now an 'internet citizen.' Everything and everyone is now online. So having an online portfolio is the best way you can showcase yourself and your work to a larger audience for free.
An impressive online portfolio is critical for impressing potential clients, and landing future jobs. It enables you to curate and display your very best work. Regardless of whether you have a ton of prior experience in the industry or not, a digital portfolio can help you display your skills and talent with mock projects.
Below are some of the best free portfolio websites
Make yourself visible to the public
You've successfully mastered a skill and probably have some mock projects up on your portfolio right? So the next thing you should be considering is how to get seen. Because there is no way you could acquire a client or gain a job if you're not visible. And by being visible I mean letting the right people know who you are and what you do.
Your best option is here is to take it online. Leveraging Online platforms to show yourself is crucial for the success of any business or endeavor. Either you've chosen to go solo and start a business with your skill or you want to gain an employment, think online. You should use this modern-age advertising tool.
Don’t forget about social media. Facebook, Twitter,Instagram, and LinkedIn may be invaluable to make yourself or your work visible. It increases you chances of being discovered, enhances your client base, puts you in front of potential employers, marketing reach and ultimately leads to employment or increase your profits.
Start networking with potential clients
Without any aorta of doubt, networking is an extremely valuable way to develop your knowledge, gain knowledge from the success of others, gain valuable contacts, get new clients and tell others about your business.
Great networking enables you attain goals that you’d never achieve on your own. The many success stories of people that got to where they are now because of the help they got from others along the way should teach you to place high value on networking either as a career person or an entrepreneur.
Build real friendship and relationship
Do not make everything about "What's in it for you?" Instead focus on building real and genuine relationships founded on common goals and trust. That's how you truly win.
When you network or sell, it is better to ask questions and find out how you can add value to the other's challenges, instead of the other way around. Be sure of what you can bring to the table, and proactively share tips to be helpful. The growth you gain in your career or business is the chief benefit.
While unemployment numbers are still on the rise, there are many things you can do to better yourself and move forward.
Applying the tips shared here will not only aid your job hunt or help you become a more valuable employee, it will also help you start up and grow a profitable venture for yourself. And there are plenty of free ways to get ahead, both online and off.
You don't have wait. now is the best time you have.